Flowing Water Financial
Waterfall and flowing water illustration

Bookkeeping that feels calm, clear, and supportive.

Clarity‑focused bookkeeping and cash‑flow support for small business owners who want to understand their money, pay themselves, and grow with confidence.

Supporting makers, creatives, and small business owners who want clarity without overwhelm. We’ll take it one step at a time.

Schedule a Calm Conversation Send a Quick Note

What We Offer

Tailored financial services for every stage of your journey.

Monthly Bookkeeping

For business owners who want accurate, tax‑ready books and a simple monthly rhythm that brings peace of mind.

  • Monthly categorization & reconciliation using smart rules
  • Bank & credit card accounts reconciled monthly
  • Monthly financial statements
  • Basic email support for quick money questions
  • Optional add‑ons as your needs grow

Money Flow Plan & Profit Advising

For business owners who want to understand their money, pay themselves consistently, and make confident decisions.

  • Cash‑flow clarity and simple visuals
  • Monthly or quarterly Money Flow Plan refresh
  • Regular advisory calls
  • Gentle accountability support
  • Owner pay recommendations
  • 30‑day action plan you can actually follow

Cleanup, Catch‑up, or Setup

For business owners who need a fresh start. We organize everything so you can file taxes and move forward with confidence.

  • Organize QuickBooks and bookkeeping transactions
  • Rebuild months or years of records
  • Use advanced tools to import statements
  • Every transaction reviewed and corrected
  • Tax‑ready handoff for your CPA

Pricing

Every business is different — we’ll walk through your books together and find the right fit.

Monthly Bookkeeping

A steady monthly process for simple, accurate bookkeeping.

$400–$750/month

Depends on accounts, volume, and complexity.

Money Flow Plan & Profit Advising

Ongoing clarity, accountability, and support.

$350–$550/month
or $450–$650/quarter

Depends on complexity and depth of planning.

Cleanup / Catch‑up / Setup

A fresh start and tax‑ready books.

$900–$2,500 (one‑time)

Depends on the number of accounts, transactions, and months of cleanup.

All pricing is quoted after a complimentary review of your books. Rates reflect transaction volume and business complexity. Cancel anytime. A free 15‑minute conversation is the first step.

Why Calm Bookkeeping?

Money feels easier when the pace is slower, the steps are clear, and the pressure is removed. Calm bookkeeping helps you reconnect with your numbers without stress or shame. We help you understand your money so you can make confident decisions.

Let’s Start Your Journey

If you’re wanting calmer, clearer books, you’re welcome to reach out. We’ll take it one step at a time.

Schedule a Calm Conversation Send a Quick Note

What to Expect in a Call

  • A calm, pressure‑free conversation
  • A chance to share what feels overwhelming
  • Clear next steps if you want support